The road is inherently a risky place, no matter how careful you think you are. Accidents can happen at any moment and there is always a possibility of unexpected dangers.
But did you know that there is another lurking threat on U.S. roads called “crash for cash” scams? These schemes involve fraudsters deliberately causing car accidents to claim insurance money.
These scammers orchestrate the accidents in such a way that you appear to be at fault, allowing them to exploit you and reap financial benefits. These scams can take many forms, from sudden stops to fake pedestrian accidents. How can you prevent yourself from falling victim to these scams?
Recognize the signs
Be alert if you notice vehicles driving erratically or tailing you closely. Scammers often target unsuspecting drivers, using tactics like tailgating, cutting off or suddenly stopping in front of them. Another red flag is drivers who seem overly eager to get your insurance details after a minor accident. Also, be cautious if witnesses appear suspiciously quickly and support the other driver’s story.
Gather evidence and contact authorities
If you think you are involved in a staged accident, remain calm and take immediate steps to protect yourself. First off, call the police and report the incident as soon as possible. Gather as much evidence as you can, including photos of the scene, capturing the damage to both vehicles and the other driver’s license plate.
“Crash for cash” scams are a growing concern on roads across U.S. These fraudulent schemes can happen to anyone, and it is crucial to stay vigilant to avoid becoming the next victim. If you suspect these scams have targeted you, do not hesitate to contact an attorney who can support you through the legal complexities and help protect your rights.